Here is a comprehensive list of which AI can create Excel spreadsheets. As more professionals look for ways to speed up data tasks, the ability of AI to generate Excel files is becoming a game-changer. From automating repetitive tasks to building financial models in seconds, today’s AI tools are doing more than just answering questions—they’re helping you build complete spreadsheets from scratch.
In this post, we’ll explore the top AI systems that can create Excel spreadsheets, how they work, and what makes each one unique.
Can AI Really Create Excel Spreadsheets?
Yes. Several modern AI platforms can generate Excel spreadsheets based on natural language prompts, structured data inputs, or even raw PDFs and CSVs. These AIs can automate:
- Data entry and cleaning
- Formula creation
- Financial modeling
- Report generation
- Visualization setup (charts, pivot tables, etc.)
Some tools go a step further by allowing live integrations with platforms like Google Sheets, Microsoft Excel, or SQL databases.
1. Subset AI
Subset is the only spreadsheet tool that is built specifically for one task: chat with AI and generate a working spreadsheet that you can work with directly. All other AI tools currently create either a very simple table, a csv, or a python/json file and try to convert it to a spreadsheet. Those methods end up creating very rudimentary spreadsheets that are not applicable in the real world. You do not need to know how to code or combine tools in order to build a spreadsheet fully with AI. Best part is that once you build your spreadsheet using AI, you can export the file as a universal Excel file.
Use case examples:
- Building LTV:CAC models
- Building P&L, Balance Sheets, Cash Flow Statements
- Explaining complex formulas in simple language
- Building lists of information
Strengths:
- Focused on business analysis
- Can do formatting in addition to full spreadsheet formation
- Native AI integration - can make live edits directly
- No need to switch between tools
Limitations:
- Not yet as well-known as Google or Microsoft offerings
2. ChatGPT (Plus with Code Interpreter / Advanced Data Analysis)
ChatGPT, especially with the Advanced Data Analysis tool (formerly called Code Interpreter), can create Excel spreadsheets by interpreting plain language requests. You can say things like:
“Create a monthly spreadsheet for a freelance designer including income and expense categories.”
And ChatGPT will generate the data and offer to export it as an .xlsx file.
Strengths:
- Generates Python code to build custom spreadsheets
- Supports CSV and Excel export
- Great for data summaries and formula generation
Limitations:
- Needs manual download of files
- Doesn't yet integrate live into Excel or Google Sheets so you can't make live edits
- File is very simple and rudimentary
3. Microsoft Copilot in Excel
If you’re looking for tight integration with Microsoft 365, Copilot in Excel is purpose-built for this. It sits right inside Excel and can do things like:
- Analyze data trends
- Write and edit complex formulas
- Suggest visualizations
- Generate entire models from a brief text description
Example:
“Summarize this sales data by region and suggest top 3 underperforming territories.”
Strengths:
- Native Excel functionality
- Real-time collaboration
- Built-in enterprise security
Limitations:
- Available only to Microsoft 365 subscribers with Copilot access
- Builds extremely simple spreadsheets only. Better for formula help.
4. Google Duet AI (now Gemini in Google Sheets)
Google’s AI assistant, now part of its Gemini platform, can assist directly in Google Sheets. You can ask it to fill out data, generate formulas, create summaries, or visualize information.
Key Features:
- Formula auto-generation
- Natural language data queries
- Smart fill and formatting
Strengths:
- Seamless with Google Workspace
- Real-time updates across teams
- Intuitive UI for non-technical users
Limitations:
- Requires Google Workspace subscription
- Still catching up to Excel Copilot in advanced modeling
So, Which AI Is Best for You?
ToolBest ForKey FeatureChatGPTCustom exports, flexible use casesGenerates spreadsheets from promptsExcel CopilotFinancial modeling, data analysisNative in Microsoft ExcelGemini SheetsTeams using Google WorkspaceSmart fill and formula helpEqualsBusiness intelligence & analyticsAI + SQL + spreadsheet hybridRowsQuick projects and data summariesPrompt-first spreadsheet
Final Thoughts
If you’re asking which AI can create Excel spreadsheets, the answer is: several can—and some can even do it better than you’d expect. Whether you’re building a financial model or just organizing monthly tasks, AI is making spreadsheet creation faster, easier, and more intelligent.
Looking to try this today? Tools like Subset, ChatGPT, Microsoft Copilot, and Google Gemini are a great place to start—each with its own strengths depending on what you're building.